Use the bank’s annual rate, for example KIBOR plus the bank’s margin.
Monthly instalmentRs 0
Total interestRs 0
Total amount repaidRs 0
Interest as share of total
Comparing bank offers or planning new borrowing? We can review the terms and test what your business can comfortably repay.
Year by year
Repayment schedule
How much of your payments goes to the loan itself and how much to interest, year by year.
| Period | Principal repaid | Interest paid | Balance left |
|---|
Good to know
How this tool works
- The instalment uses the standard reducing-balance method: interest is charged each month on the balance still outstanding, and every instalment is the same amount.
- The rate is assumed to stay fixed for the whole term. Many business loans in Pakistan are linked to KIBOR, so the instalment changes when the rate is reset.
- Processing fees, insurance and other bank charges are not included.
- Islamic financing products are priced differently, although the monthly payments often work out similar. Ask us if you are comparing options.
Comparing loan offers or planning how much debt the business can carry? Our Financial Advisory team can help.
Planning to borrow for your business?
Book a free 30-minute consultation and we will look at the numbers with you.